If you want a budget that puts a name and a purpose to every dollar you make, then a zero-based budget might be for you. Yeah, sure, some people dread budgeting, since it forces them to look at their finances and make some difficult decisions. But truthfully if done...
In the past, wealthier Americans would defer income around tax time in order to have less taxable income. This was a good strategy for the last 30 years, during which the government has been cutting taxes. However, the Biden administrations tax code could change...
IRA offers unique savings for retirement. Whether you opt for traditional IRA, Roth IRA, or both, these accounts will come in handy in the future. With Traditional IRA, you will need to pay your income taxes once you start withdrawals. However, with Roth IRA, you pay...
No matter what the political climate is, the market responds better to bad news than to volatility. Bad news signals a definitive path, as does good news but volatility leaves investors feeling vulnerable and their wealth in jeopardy. There are many divisions in...
What Happens When You Pay Your Credit Card Debt Early? One of the critical aspects of debt is the credit score. An improved credit score means that lenders trust you more, which translates to easier access to larger sums of money. Paying credit card debt on time...
Only 1% of American households showcase at least $10 million. Did you know that most millionaires are self-made? Some 80% of millionaires carved their own way by curating their own opportunities as financially intelligent people. Here are the 12 habits of a financial...
